Trust me on these:
1) Warranties: You will never need them. And if you do, it’ll still cost you money in fees. So just say no and save the monthly payments. A recent study by the Wall Street Journal found 95% of buyers didn’t save money at all with warranties. Take iPhone AppleCare. It costs $99 for a year of coverage. Then charges you a service fee when you need it of $30-$79! I broke my iPhone screen and a third party repair company fixed it for $99 flat.
2) HDMI Cords: I’m a video pro: you DON’T need expensive cables. No matter what the salesman says, gold plated HDMI cords have no extra value than the $9 cords from Amazon. Even with 4K. The reason tech stores like Best Buy sell expensive cords is because they make no money with just a device sale. The money goes back to Samsung, Apple or LG.
3) Expensive SD cards: I use expensive cards because I’m shooting 4k footage for hours at a shoot. If you buy a camera, the salesperson will likely try to push a high memory SD card to store all your photos/videos. Believe me, an 8 gig SD card will be plenty. Don’t waste the money on a 64 gb card. You upload it all to Instagram and YouTube anyway.
Remember, stores only make money on accessories. So shop smart this holiday season.